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What you’ll get out of our FREE Guide To Refinancing

Enhance your

A loan that suits your updated circumstances will give you more freedom and flexibility.

Reduce your monthly repayments

Paying too much on your home loan? Keep more of your hard-earned dollars for other pleasures.

Pay off your home
loan faster

Discover how reducing your interest rate can help you pay off your home loan faster.

Access loan features you don’t currently have

Uncover additional features and benefits that can help you get the most out of your home loan.

Unlock your home loan’s potential

 The mortgage that helped you purchase your first home may not be the best option, five, ten or twenty years down the track.
As your lifestyle and financial circumstances change, it will be necessary to review your home loan to ensure you’re getting the best deal right now and into the future.

Refinancing involves switching your home loan for a more suitable product that will suit your changing needs or to take
advantage of a better interest rate and lower fees. There has never been a more important time to review your loan
and find savings where you can. While it may seem easier to keep your home loan where it is, complacent borrowers
could miss out on thousands of dollars and prolong the life of their loan.

We don’t want you to get lost comparing the entire range of mortgage products available in the market. Take advantage
of the personalised advice our lending specialists can provide. They will swiftly help you understand how much money
you could save by switching to a low-rate in-house refinancer loan products from Mortgage House. Unlike brokers who
act as a go-between for clients and lenders, you can simply come directly to us and save big year on year.

Types of refinancer loans

Variable loans

Fixed loans

Split loans

Toggle Offset loans

Get Started Now

There’s 3 easy steps.

If you’re about to refinance a home loan, you’ll need to evaluate a few things such as; the terms of your current loan including interest rate, maturity rate, type of loan, exit fees as well as the equity you have in your property.

A Mortgage House home loan health check will look at all these things and help you to identify if your current home loan is still working for you and meeting your requirements.

A home loan health check can be performed with a Mortgage House home loan specialist in person or over the phone in as little as 20 minutes. Our specialists will diagnose the validity of your current loan and advise whether you can optimise your financial health and wealth by refinancing to a more suitable loan product.

After you determine the amount of equity you have in your property, we’ll introduce you to the wide range of products that we have available. Each of our best refinancer loan products have been designed around the changing lifestyles, financial goals and needs of the diverse Australian homeowner demographic with flexibility, security and transparency at the core.

After a preliminary meeting with a Mortgage House Home Loan Specialist, we’ll be able to discuss whether you’ve been pre-approved for a suitable refinancer loan and help you move ahead with your plans.

We’re here to advise you and help you make the right choices about your financial future. Our Home Loan Specialists will make the refinancing process as smooth as possible. You have options with Mortgage House. We can help if you are looking to:

  • Save money on your current interest payments by refinancing at a lower rate
  • Consolidate your existing personal debts into one, lower-interest home equity loan
  • Upgrade or renovate your home

Our Refinancer Loans

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