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Time to invest smarter so you can retire better!

Your retirement goals deserve to become reality, which is why we’re excited to offer customised investment loan solutions to savvy investors like you, so you can make smart decisions for long-term growth.

Secure your retirement in 3 easy steps!

Apply Online

Connect with a Lending Specialist to map out a personalised plan that unlocks your investment potential.

Find the Perfect Loan

Get a loan that matches your unique needs, ambitions and lifestyle so you can enjoy a happy, cash-rich retirement.

Secure Your Future

Enjoy the satisfaction of additional income that elevates your investment portfolio and cushions your retirement

Investment loan options as unique as you! Whether you want to leverage equity using a SMSF or explore low-doc loans as a self-employed entrepreneur, you can choose from our suite of strategic loan options that bolster financial independence.


Freedom Home Loan 80

Take Your Investments Higher

Maximise financial flexibility and rental income with a low-interest investor loan so you can invest smarter and retire better, sooner.

 

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Investment Home Loan

Amplify Your Retirement Plan

Boost your investments with our wealth builder investor loans—designed to help you achieve your financial goals and grow wealth faster.

 

VIEW OFFER

Your Guide to Investing

A Financial Freedom Playbook

Feel confident throughout the process with tips, checklists and step-by-step instructions crafted by our very own lending specialists.

 

DOWNLOAD OUR GUIDE

A Legacy of Success and Recognition

We’re proud to be recognised for excellence, winning the Gold Award for Low Deposit Home Loan of the Year two years running. We’ve also earned accolades for offering Excellent Rates & Fees and delivering Outstanding Customer Service for Home Loans. Helping Aussies achieve their dream of homeownership is what drives us every day!


Climb the Ladder in Wealth Creation Like a Pro

We’ve got the scoop on how to maximise your borrowing power – no experience necessary!

Ready to make your next big financial move but not sure where to start? We’ve got you covered! Our Complete Guide to Investment Loan Rates & Mortgages is packed with expert tips, checklists, and step-by-step strategies to help you make informed decisions. Whether you’re navigating the property market or growing your investment portfolio, this guide will give you the confidence and clarity you need to secure loans that support your financial independence.


 
DOWNLOAD YOUR FREE GUIDE
 

Build a Winning Strategy

Set Achievable Goals

Future-Proof Your Retirement

Why switch to Mortgage House?


More Freedom with
a Super-Low Rate

Take advantage of some of the most competitive low rates on the market, and still have the cash flow to live the life you want.

Dedicated Lending Specialists

Get all the support you need from your dedicated lending specialist. Ready when you are, they’ll guide you every step of the way to financial success.

Flexibility to Take Time Off

With great features like our Redraw Facility, you could take a repayment holiday if you’re ahead on payments.

Find Your Way With Mortgage House

Why deal with the stress of mountains of paperwork? Complete your online
application in less than 15 minutes anywhere, anytime. Simply enter your
information, upload your documents, and we’ll do all the hard work for you.

Be prepared to answer these pre-qualifying questions to help expedite your application process:
1. Do you know when your fixed rate will expire?
2. Do you know your current rate?
3. What amount are you looking to refinance?
4. What is most important to you?
5. Are you on PAYG or self-employed?

APPLY ONLINE

Apply Online
Anytime, Anywhere

Open homes will be a thing of the past, beat the crowd into your dream home with a streamlined online application process.

Trusted Award-Winning Lender

We’re one of Australia’s most awarded lenders and have been helping Aussies achieve homeownership since 1986.

Pay Off Your Loan Faster

Make more frequent repayments, additional repayments or lump sum payments at any time with no penalties.

What people are saying

“Happy clients!”

We have been with Mortgage House for several years and when we decided to refinance the decision to stay with Mortgage House was an easy one. Competitive rates and so amazing to deal with. We worked with Lending Specialist Niran this time who was absolutely fantastic. He kept us updated and informed throughout the process, made the process stress free and was always very polite and happy to explain everything to us!

Rob & Ray - South-Eastern Region NSW

“5 stars for a great refinance deal.”

We have dealt with Mortgage House for a number of years and found them to be extremely helpful in securing a great refinance deal. We have recently undergone an interest rate review and are very pleased with the outcome. Sara and her team were expeditious in their response and robust in securing a very competitive rate, we also received a response from the voice of Mortgage House, ‘Ken Sayer’ adding his personal touch during the process. The whole process was quick and easy and the constant updates from Sara along the way left us feeling confident of a good outcome. Mortgage House have secured us for another few years.

Sean – Sydney NSW

Book your FREE initial consultation with our Lending Specialist.

Book a time that is convenient for you and one of our loan specialists will give you a call.

Terms and Conditions

*The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.